You Havent Received Your Second Stimulus Payment Yet
Many people will receive stimulus payments by direct deposit, according to the IRS. If you paid 2019 federal taxes via direct debit or received a tax refund by direct deposit, you will likely receive your second stimulus payment the same way. The majority of these payments have already been issued. If the IRS does not have your correct, up-to-date banking information, youll receive payment by mail or debit card .
Social Security or other beneficiaries who use Direct Express cards and received the first round of stimulus on that card can expect the same this time. Otherwise, payment will come by mail.
Generally, you can expect to receive your payment in the same form you received the first stimulus payment under the CARES Act in early 2020. But thats not the case for everyone. If the IRS is unable to make a direct deposit, your payment may be sent by mail. And if your first stimulus payment arrived via paper check, you could receive a debit card this time, and vice versa.
The best way to track how and when youll receive your stimulus payment is with the IRS Get My Payment tool. This tool can tell you when your payment was sent and whether itll arrive via direct deposit or mail.
And while Jan. 15 is the IRS deadline, you may not actually receive payment by that date. After your payment reports as mailed on the Get My Payment tracker, it may take up to three or four weeks to receive the check or debit card, the agency says.
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Finding The Amounts Of Your First Second And Third Stimulus Checks
To find the amount of stimulus payment youve received, you can:
- Refer to the IRS notices that were mailed to you. IRS Notice 1444shows how much you received from the first stimulus check. IRS Notice 1444-B shows how much you received from the second stimulus check. IRS Notice 1444-C shows how much you received from the third stimulus check.
- Check your bank statements. If you had your payments direct deposited, you can find the amount of your first, second, and third stimulus check using your bank statements. They should be labeled as IRS TREAS 310 and have a code of either TAXEIP1 , TAXEIP2 , or TAXEIP3 .
- Request an account transcript. You can request an account transcript sent electronically or by mail using Get Transcript. You can also call the IRS automated phone transcript service at 800-908-9946 or mail in Form 4506-T to have your transcript be sent by mail.
- Create an account on IRS.gov/account. You can view your stimulus check amounts under the Tax Records tab. If you filed jointly with your spouse, you will only see your half of the stimulus check amounts. Your spouse will need to sign into their own account to see the other half of the stimulus check amounts.
To create an account, you will need:
My Stimulus Payment Went To The Wrong Bank Account
If the Get My Payment tool tells you your check will be direct-deposited, it will also provide the last four digits of the number of the bank account into which your stimulus payment will be deposited. For the initial checks, some individuals saw that their deposit was going to an old bank account, or they even saw bank account numbers that they didn’t recognize. Here’s what to do:
- If the tool says that your payment was deposited into your bank account but you haven’t seen it yet, your bank may still be processing it.
- You won’t necessarily get the third check direct deposited, even if the first or second one was direct deposited.
- If your third stimulus payment is sent to a closed bank account, the bank is required to transfer the money back to the IRS. The IRS will not redeposit it to you or mail you a paper check. Instead, you will have to file your 2021 tax return to claim your “Recovery Rebate Credit.” See below for instructions on claiming the rebate on your tax return.
- If H& R Block submitted your last tax return and you signed up for a “refund transfer,” the IRS might deposit your stimulus payment with H& R Block . H& R Block should transfer the money to your bank account within 24 hours.
- Those who submitted their last tax return with Turbo Tax should receive their payments in the same bank accounts through which they received their tax refunds.
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Your Payment Hasnt Been Processed Yet
If you havent received a direct deposit or physical payment and the IRS Get My Payment Tool says Payment status not available, dont panic.
On that same page it should also state that If you get this message, either we have not yet processed your payment, or you are not eligible for a payment.
The eligibility requirements have changed from the last two rounds of payments, so pay attention to the new numbers to make sure you actually qualify this time around.
If the message you get from the Get My Payment Tool says Need more information, then your payment was returned to the IRS because it was unable to be delivered. In this case only, people who get this message can use Get My Payment to enter their correct bank account information. For direct deposit, this includes the name of your bank, your bank account number and your routing number. Do not try to contact the IRS via phone to provide bank information.
Know that the IRS only updates the Get My Payment Tool information once per day, typically overnight, so refreshing throughout the day wont yield any new information.
Where’s My Stimulus Check
The first stimulus check recipients saw their payments show up in their bank accounts in mid-April. But some people who are also eligible for stimulus checks have not received their money, and they’re puzzled about why that is â and are perhaps in a panic over whether their coronavirus payment is coming at all.
Here are some of the possibilities why you might not have gotten a stimulus payment yet:
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You Aren’t Eligible For A Stimulus Payment
If you aren’t eligible for a stimulus check , the Get My Payment app won’t necessarily explain that. Instead, you may simply find yourself staring at the words “Payment Status Not Available.” If this is the case, you may want to take a look at your adjusted gross income on your most recent tax return, to see if you’re eligible for a payment or not.
Why Can’t I Get On The Get My Payment Site
The IRS said this can happen if people don’t provide security answers that match the tax agency’s information over the course of several attempts to log in. The IRS asks for personal information such as a Social Security number, birthdate and address.
“If you can’t verify your identity, you won’t be able to use Get My Payment,” the IRS said. “Don’t contact the IRS for assistance with a lockout IRS assisters can’t unlock your account.”
However, the site will allow you to try again after 24 hours.
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What Is A Plus
A plus-up supplemental payment is a new or larger payment you may be eligible to get if you recently submitted your 2020 tax return and your income or number of dependents changed.
For example, if you received a partial third stimulus payment based on your 2019 income, but your income declined in 2020, you may receive another payment to make up the difference between the two amounts. Your original third stimulus payment and your plus-up payment together will equal the amount youre eligible to receive based on your 2020 tax return.
On April 1, the IRS announced that new payment batches include supplemental payments for these people. As of late June 9, more than 8 million plus-up payments have been issued.
You Haven’t Filed Taxes For 2018 Or 2019
In most cases, the IRS determines whether someone is eligible for a stimulus check, and how much they’ll get, based on their most recent tax return â for 2019, or 2018 if the individual hasn’t filed yet this year. The deadline to file federal taxes has been pushed back from April 15 to July 15 this year, but nonetheless it may be in your best interest to file your taxes sooner than later.
People who have already filed their taxes do not have to do anything to get their checks. However, some people are not required to file taxes, and they could miss out on stimulus payments if they do not take action. Low-income earners â with gross income of $12,200 or less â do not need to file federal tax returns. For these people to receive a stimulus payment, they must register at the IRS’s “Non-Filers: Enter Payment Info Here” page.
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Stimulus Check Postal Tracking
If your third stimulus check is going out in the mail, the US Postal Service has a free app that can notify you when its about to deliver your stimulus money from the IRS. This app is called Informed Delivery.
The tracking app automatically scans your letters and can alert you when theyll be delivered.
Will My 2020 Tax Return Affect My Payment Amount
In some cases, yes. If youre entitled to a larger payment based on your 2020 tax return compared to your 2019 return, you will be eligible to receive the difference as a tax credit. If you lost your job or saw your income drop this year during the pandemic, this situation may apply to you. But you wont see any additional funds via a tax credit until 2020 returns are filed this spring.
If the stimulus payment you are due is lower based on your 2020 income, you get to keep the higher payment that was sent to you based on your 2019 return.
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If I Receive Social Security Or Supplemental Security Income When Will I Receive My Economic Impact Payment
Date: November 18, 2021
The Internal Revenue Service has paid EIPs to Social Security beneficiaries and Supplemental Security Income recipients.
If you did not receive all the EIP amount you think you and your family are eligible for that was provided in the American Rescue Plan, you should file a 2021 Federal tax return in 2022 to claim the amount you are owed.
Filing A Payment Trace To Find Missing Stimulus Money
You can request an IRS payment trace if you received the confirmation letter from the IRS that your payment was sent , or if the Get My Payment tool shows that your payment was issued but you have not received it within certain time frames. This is the case for all three checks. Check out our guide to requesting an IRS Payment Trace here.
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Six Reasons You Havent Received Your Stimulus Check
Blank United States Treasury checks are run through a printer at the U.S. Treasury printing … facility.
The IRS has already processed over 80 million stimulus checks during the first week of sending out payments. However, there are still approximately 60 million stimulus checks that still need to be issued – and some of them may not be coming for months.
Many taxpayers are frustrated after hearing that dead taxpayers have received stimulus checks while the living are still waiting for theirs.
But just because you havent received yours yet doesnt mean it isnt coming soon. Here are some reasons you havent yet received your stimulus check and what you can do to receive it more quickly.
1. You Arent Eligible for the Stimulus Check.
This should go without saying, but there is a lot of confusion regarding eligibility. The IRS uses three factors to determine your eligibility. You are eligible if you are a U.S. citizen or resident alien who:
- Has a valid Social Security number,
- Could not be claimed as a dependent of another taxpayer, and
- Had adjusted gross income under certain limits.
You can read more about the 2020 economic stimulus check eligibility and FAQs here.
2. You Chose to Have a Paper Check Mailed to You
The IRS will send your stimulus payment to you in the same manner up opted to have your most recent tax refund sent to you. If you chose to have your check mailed to you, then you may be waiting a long time.
3. The IRS Doesnt Have Your Bank Account Information
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1 Spiral is a financial technology company, not a bank. Banking products and services provided by nbkc bank, Member FDIC.
2 Only charities the IRS recognizes as tax-exempt on and notdisqualified by Spiral.
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What Should You Do If You Havent Gotten Your First Check
While many are searching for evidence of their second stimulus checks, some people havent even received their first. The IRS continued to make these payments until Dec. 31, 2020, but if you still dont receive one, or dont receive the full amount, youll want to claim it via the Recovery Rebate Credit when you file your 2020 taxes.
Heres Why You Havent Received Your Stimulus Check
There are many people who have received their third stimulus check, while others still havent. If you see Payment status not available, alert on IRS website, and wondering why you didnt get your stimulus check yet, here are the possible reasons:
The IRS didnt process your payment yet
The IRS is sending out the stimulus payments in batches, so it will take some time to send out these payments to millions of taxpayers.
Your bank account information is changed
If your most recent stimulus payment was sent to a closed or inactive bank account, your bank must return that payment to the IRS. You cannot change the bank information that the IRS has on file. You will have to wait until the payment is returned to the IRS and then you will receive a paper check or debit card, and this process may take several weeks.
You moved or changed your address
If you moved or changed your mailing address, then the IRS may not have your latest address on file. You must notify the IRS by filing Form 8822, Change of Address or use your current address on your 2020 tax return.
Your tax process may have not been completed yet
If you already filed your 2020 return, it may have not been processed on the IRS system yet. If you mailed in your tax return rather than electronically filing it, paper return processing time takes way longer.
You dont qualify for a stimulus check anymore
The money has been garnished by a debt collector
You havent filed taxes for the last two years
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I Received A Second Payment But My Spouse Didnt
There have been cases where a couple submit their tax returns as married filing jointly, and both spouses are eligible for a $1,400 stimulus check, but one spouse received a payment and the other did not . This is an error on the IRSs part. Unfortunately, the spouse who didnt receive a check will have to claim a Recovery Rebate Credit on his or her 2020 tax return. See below for instructions on claiming the rebate on your tax return.
The Irs Has The Wrong Bank Info
The IRS is sending payment to the bank account it has on file for you. If you’ve changed banks and closed the account, or the bank number on file with the IRS is wrong, the payment won’t go through, but you’ll still get your money. As the IRS says, “If the account is closed or no longer active, the bank will reject the deposit and you will be issued a check that will be mailed to the address we have on file for you.”
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My Spouse And I Only Got Half A Stimulus Payment Can We Fix It
The IRS says that some married couples filing jointly may have only received half the amount theyre eligible to receive. The IRS is working on getting the remainder out to eligible couples. Your payments may arrive via different methods, so watch the mail in case you get a check or EIP card for the missing amount.
The IRS recommends that each spouse visit the Get My Payment portal individually to check their payment status.